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If you believe that a credit reference agency has information about you in its records that is incorrect or misleading, you can contact the agency and ask for a correction.

According to the Credit Information Act, anyone requesting a credit report on an individual must have a legitimate need for the information. This means that the requester has entered into or be about

If you believe that a credit reference agency has incorrect or misleading information registered about you, you can ask the credit reference agency in question to investigate the matter. The company s

The primary purpose of the Credit Information Act is to protect data subjects' personal privacy but the law is also to contribute to efficient provision of credit information.

The primary purpose of the Credit Information Act is to protect data subjects' personal privacy but the law is also to contribute to efficient provision of credit information.

A licence from the Swedish Authority for Privacy Protection is normally required to operate credit reference activities. We decide on licences to operate credit reference activities only if the activities can be assumed to be carried on in a knowledgeable and judicious manner. Our evaluation is based on the type and scope of the planned activities.

On this page you will find answers to the most frequently asked questions that IMY receives about payment default records.

Here are all the forms that you, as a representative of an organisation, can use. Read our information carefully before filling in a form.

You can call IMY for guidance on general questions within the scope of our assignment. We cannot give you binding information or answers to questions in individual cases. Neither can we answer whether, for example, a particular personal data processing is lawful or whether a camera surveillance is carried out correctly.

You can file a GDPR-complaint or request a lawfulness check by filling out our complaint form.